Credit's questions - Malay iziqna

If it's an auto loan the lender can reposess your car. If it's a home loan, the lender can repossess your house. If it's a credit card you aren't making the payments on, the credit card company can cancel your card. But can the student loan lender repossess your education or cancel your degree?

Best answer: Not bad, if you use them responsibly, and preferably pay them off every month.

Should I or shouldn t i?

15 answers · 4 days ago
So I hate my sis in law. Bank has been trying to reach her about her delinquent car loan.. 60 days now... should I give them her new address for them to repo the car?

I had a rough patch in my life last year & couldn’t find a job after losing mine. I had to turn in my car since I could no longer pay it. I thought it was all settled. I moved out of my roommate’s home last year too and went back over the course of a few months to pick up my stuff little by little. Everytime I... show more

Yesterday at a grocery store I was going to pay with card and he asked if it was debit to which i said yes, and it was credit. When I checked my account it shows that transaction says “pending” but he gave me a recipe and everything seemed alright. What does this mean? Is it bad? The amount due was just $1.75 ( I... show more

I turned 18 and literally have no debt or credit why would they decline me they said I have to contact a company called experian but I don’t get it??

Best answer: No, a utility bill comes from a utility company for a product such as gas, electricity, trash pickup; not repairs

I am going to get financed for a car in a few days and my mom is coming with me, it’s my aunt who will be assisting us & helping me get financed, I am about $600 in debt from a credit card, that my mom doesn’t know about because she will judge me, if that is impacting my credit can my aunt see that ? And could... show more

Credit Report when buying a house?

11 answers · 4 days ago
I paid off a collection about a year ago in full. And now I plan on looking for a house. It shows its closed on my Experian Report and its off my Transunion Report. Will this impact me badly when I go for a house? Can I get this removed? please help

I’m planning to get married in Thailand next year. The hotel has asked me to provide: Card holder name Type of credit card Credit card number Expiry date Last 3 digits on back of card (security number) If anything was to go wrong would I still be covered? They have also said I could do a bank transfer but I know... show more

I have spend more than 500$ in less than a month. . to I have to wait till 3 months is it applied automatically

Best answer: So you have "carried" a debt of 1K for 2-3 months. It's showing poor money/cashflow management. Tthe financial ideal is no balance carried over month-to-month. If you do carry a balance, on a 1500 limit, then 400-500 would be seen as sensible/ prudent by the card issuer. If you do ever have to... show more